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Author Archives: Bob Phillips
Reverse Mortgages : Pros And Cons
A reverse mortgage is exactly what it sounds like — a mortgage in reverse. Here’s some analysis on the program and how it could work for you. Continue reading
What’s Ahead For Mortgage Rates This Week : May 7, 2012
Mortgage rates improved last week for the first time in 3 weeks. Continue reading
Planning For A Memorial Day Closing
Planning to close on your home at the end of May? Plan ahead. Memorial Day is coming and the holiday may delay your closing. Continue reading
Make A Mortgage Rate Plan Ahead Of The Jobs Report
Been shopping for a mortgage rate? You may want to lock something down. Tomorrow morning, mortgage rates are expected to change. Unfortunately, we don’t know in which direction they’ll move. Continue reading
Home Values Start The Year Strong
According to the Federal Home Finance Agency’s Home Price Index, home prices rose a seasonally-adjusted 0.3 percent between January and February 2012. Continue reading
Mortgage Guidelines Resume Tightening Nationwide
Despite an improving U.S. economy, the nation’s banks remain cautious about what they will lend, and to whom. Continue reading
Posted in Mortgage Guidelines
Tagged Federal Reserve, Homeownership Rates, Mortgage Approvals
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What’s Ahead For Mortgage Rates This Week : April 30, 2012
Mortgage markets were mostly unchanged last week for the second straight week. Continue reading
Being a non-contingent buyer, when you have a house to sell
The simple fact is housing prices are better than they’ve been in years, as are interest rates, and that scenario has created more demand than the market could satisfy. This WILL poop out at some point, but the problem with … Continue reading
Pending Home Sales Index Crosses The 100 Barrier
After a series of worse-than-expected data last month, the housing market appears to be back on track. Continue reading
Posted in Housing Analysis
Tagged Existing Home Sales, NAR, Pending Home Sales Index
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A Simple Explanation Of The Federal Reserve Statement (April 25, 2012)
The Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent Wednesday. Continue reading