Category Archives: Household Finances

Homeowners — Are You Making These Mistakes Planning Next Year’s Taxes?

Posted on June 12, 2013 by Bob Phillips

Since we recently passed the filing date for 2012 taxes, it may be a good time to plan for next year and get your tax tracking systems in place.

Check carefully to make sure that you are not making any of these common homeowner tax mistakes – which could cost you money or get you in trouble with the IRS. Continue reading →

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Posted in Around The Home, Household Finances, Personal Finance, Tax Tips | Tagged , , | Leave a comment

Increasing May Jobs Report Shows Strengthening Economy

Posted on June 11, 2013 by Bob Phillips

The U.S. Department of Labor released its Non-Farm Payrolls and National Unemployment Rate reports Friday showing 175,000 jobs were added in May, which surpassed expectations of 164,000 new jobs and April’s reading of 149,000 jobs added. The jobs added in May were largely from the private sector. Continue reading →

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Posted in Consumer Confidence, Financial Reports, Household Finances, Jobs, Personal Finance, The Economy | Tagged , , | Leave a comment

3 Critical Tips To Improve Your Credit Score And Mortgage Terms

Posted on June 5, 2013 by Bob Phillips

Improving your credit score before searching around for a mortgage will ensure that you get the best rate possible. But what can you do to improve your credit score?

Here are three tips that can help you improve your credit score and your mortgage. Continue reading →

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Posted in Credit Scoring, Household Finances, Mortgage Rates, Mortgage Tips, Personal Finance | Tagged , , | Leave a comment

Five Ways to Spring Clean Your Credit Report

Posted on May 10, 2013 by Bob Phillips

Here’s a latest article from one of my favorite bloggers, Tara-Nicholle Nelson, a broker in Northern California “Have you noticed your Facebook friends posting pics of their newly cleaned, organized, spruced, and shampooed closets, rooms and carpets?  I certainly have – … Continue reading →

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Posted in Around The Home, Budgeting, Credit Scoring, Household Finances, Personal Finance | Leave a comment

Housing Recovery Shows Up In Job Gains

Posted on May 3, 2013 by Bob Phillips

Housing Recovery Shows Up In Job Gains —By CNBC’s Diana Olick, Friday, 3 May 2013                                                      … Continue reading →

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Posted in California real estate, Existing Home Sales, Home buying, Home Selling, Household Finances, Jobs, Mortgage Rates, Orange County California real estate | Leave a comment

Three Financial Reasons to Buy a Home NOW! (Part 3)

Posted on April 10, 2013 by Bob Phillips

Part 3 of a 3 part series posted by the KCM Crew a couple of weeks ago. Three Financial Reasons to Buy a Home NOW! (Part 3) by THE KCM CREW on MARCH 27, 2013 This week, we are going to look at … Continue reading →

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Posted in California real estate, Existing Home Sales, Home buying, Home Leasing, Home Renting, Home Values, Household Finances, Mortgage Rates, Orange County California real estate, Real Estate Tips, South Orange County California | Leave a comment

Three Financial Reasons to Buy a Home NOW! (Part Two)

Posted on April 10, 2013 by Bob Phillips

Part 2 of a 3 part series posted by the KCM Crew a couple of weeks ago. Three Financial Reasons to Buy a Home NOW! (Part Two) by THE KCM CREW on MARCH 26, 2013 This week, we are going to look at … Continue reading →

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Posted in California real estate, Existing Home Sales, Home buying, Household Finances, Housing Analysis, Mortgage Rates, Orange County California real estate, Real Estate Tips, South Orange County California | Leave a comment

Surprisingly Strong Jobs Report May Affect Mortgage Rates

Posted on March 13, 2013 by Bob Phillips

Last week’s jobs report — a combination of the Department of Labor’s non-farm Payrolls Report and Unemployment Rate — provided investors and job seekers with unexpected good news. Continue reading →

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Posted in Consumer Confidence, Coto de Caza real estate, Existing Home Sales, Home buying, Home Values, Household Finances, Housing Analysis, Mortgage Rates, Orange County California real estate, The Economy | Tagged , , | Leave a comment

Why some homeowners are turning down free money

Posted on February 22, 2013 by Bob Phillips

Why some homeowners are turning down free money By Becky Quick of Fortune Magazine,  February 15, 2013  Borrowers who are still smarting from the mortgage crisis are passing up some real deals and missing out on real cash. American homeowners … Continue reading →

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Posted in Budgeting, California real estate, Consumer Confidence, Household Finances, Loan modifications, Mortgage Principal Reductions, Mortgage Rates, Orange County California real estate, Refinance | Leave a comment

Obama Urges Passage of New Refinance Bill

Posted on February 13, 2013 by Bob Phillips

Obama Urges Passage of New Refinance Bill By Colin Robertson from TheTruthAboutMortgage.com,  February 13, 2013 “If you happened to catch last night’s State of the Union speech, you may have noticed (between the incessant clapping) President Obama’s mention of a bill that … Continue reading →

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Posted in California real estate, CDPE ( Certified Distressed Property Expert.), Distressed properties, Household Finances, Loan modifications, Mortgage Rates, Orange County California real estate, Personal Finance, Refinance | Leave a comment