Category Archives: Household Finances

B of A to Offer Principal Writedowns to 200,000 Delinquent Borrowers

From this morning’s DSNews.com, written by Carrie Bay: “Bank of America began mailing out more than 200,000 letters this week targeting borrowers thought to be eligible for principal-reducing modifications under terms of the recent settlement the company and four other servicers … Continue reading

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Posted in California real estate, Coto de Caza real estate, Distressed properties, Foreclosures, Household Finances, Loan modifications, Orange County California real estate | Leave a comment

Mortgage Delinquency Rate to Fall 20 Percent in 2011?

The mortgage delinquency rate (the ratio of borrowers 60 or more days behind on mortgage payments) is expected to fall nearly 20 percent by the end of 2011 to 4.98 percent, according to TransUnion. Continue reading

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Posted in California real estate, Coto de Caza real estate, Distressed properties, Foreclosures, Household Finances, Orange County California, South Orange County California | Leave a comment

Avoiding Common Mortgage Scams

Despite tougher mortgage guidelines and better loan disclosures for consumers, mortgage fraud is on the rise. Continue reading

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Household Finances : Which Bills Should I Pay First?

Morning television can be “light”, but as far as personal finance interviews go, this Suze Orman segment from The Today Show is loaded with practical financial planning advice. Continue reading

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Shopping And Paying Bills Online? Here's Methods To Protect Your Online Financial Identity

In May 2010, Retail Sales at non-store retailers — a category that includes Amazon and eBay — topped $29 billion, up 16 percent from May 2009. Clearly, Americans are doing an increasing amount of shopping online. But how well are we protecting our identities? Continue reading

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